Directors & Management
Directors
Phillip J. Neeb
Chairman
Thomas G. Ouellette
Vice Chairman
Robert J. Thomas
President/CEO
Donald A. Bollstetter
Thomas P. Collon
Warren S. Eilber
Richard L. Gremel
Brian D. Gunn
Drew R. Zehnder

Management
Robert J. Thomas
President/Chief Executive Officer
Christopher J. Bachman
Senior Vice President/Chief Financial Officer
Chanda L. Booms
Senior Vice President/Chief Operations & Compliance Officer
John C. Harken
Senior Vice President/Chief Retail Officer/Branch Administration
Thomas A. Rinness
Senior Vice President/Chief Credit Officer
Margaret A. Jensen
Vice President/Chief Lending Officer
Janelle L. Kirsch
Vice President/Credit Manager
James H. McNeil
Vice President/Information Technology Manager
Melinda J. Rambo
Vice President/Controller
SuzAnne C. Bivens
Assistant Vice President/Residential Mortgage Manager
Mitchell H. DeCamp
Assistant Vice President/Special Assets-Portfolio Manager
Randy Grigg
Assistant Vice President/Security Officer and IT Specialist
Tracey A. Ruff
Assistant Vice President/ Commercial Loan Officer
Russell D. Tibbits
Assistant Vice President/Commercial Loan Officer
Dean A. Tomlinson
Assistant Vice President/Branch Manager – Caro
Tammy DeBoer
Bank Officer/Loss Prevention Manager
Frederick A. Manuilow
Bank Officer/Commercial Loan Officer
Joan M. Peters
Bank Officer/Operations
Michelle R. Shaw
Bank Officer/Corporate Training Director
Lori A. Kowaleski
Branch Manager – Harbor Beach & Port Hope
Bridgette A. McCarty
Branch Manager - Sebewaing
Renee' J. Pulcer
Branch Manager – Main Office
Mary A. Rich
Branch Manager - Sandusky

Member FDICEqual Housing Lender