Rates

For more information please click on the following links:

CD/IRA Accounts

APY: Annual Percentage Yield
Certificate of Deposit minimum opening deposit is $1,000.00.
One Year Variable IRA minimum opening deposit is $50.00.

1 Year Variable CD/IRA*** Interest Rate APY**
Tier 1 ($50-$499.99) IRA only
0.025 0.02
Tier 2 ($500-$999.99)
0.025 0.02
Tier 3 ($1,000-$9,999.99)
0.025 0.02
Tier 4 ($10,000-$24,999.99)
0.175 0.18
Tier 5 ($25,000-$74,999.99)
0.275 0.28
Tier 6 ($75,000 & over)
0.425 0.43
1-2 Month Fixed CD/IRA Interest Rate APY**
Tier 1 ($1,000-$49,999.99)
0.15 0.15
Tier 2 ($50,000 & over)
0.25 0.25
3-5 Month Fixed CD/IRA Interest Rate APY**
Tier 1 ($1,000-$49,999.99)
0.15 0.15
Tier 2 ($50,000 & over)
0.25 0.25
6 Month Fixed CD/IRA Interest Rate APY**
Tier 1 ($1,000-$49,999.99)
0.25 0.25
Tier 2 ($50,000 & over)
0.35 0.35
12-23 MO Fixed CD/IRA Interest Rate APY**
Tier 1 ($1,000-$49,999.99)
0.35 0.35
Tier 2 ($50,000 & over)
0.45 0.45
24-35 MO Fixed CD/IRA Interest Rate APY**
Tier 1 ($1,000-$49,999.99)
0.60 0.60
Tier 2 ($50,000 & over)
0.70 0.70
36-47 MO Fixed CD/IRA Interest Rate APY**
Tier 1 ($1,000-$49,999.99)
0.85 0.85
Tier 2 ($50,000 & over)
0.95 0.95
48-59 MO Fixed CD/IRA Interest Rate APY**
Tier 1 ($1,000-$49,999.99)
1.35 1.36
Tier 2 ($50,000 & over)
1.45 1.46
60-71 MO Fixed CD/IRA Interst Rate APY**
Tier 1 ($1,000-$49,999.99)
1.70 1.71
Tier 2 ($50,000 & over)
1.80 1.80

*Early withdrawal penalties may apply.
** APY based on interest quarterly compounded.
*** The interest rate and annual percentage yield may change every quarter.

Christmas Club Savings

APY: Annual Percentage Yield

Account Interest Rate APY
Book Payment $10.00 and over balance
0.50 0.50
AFT Payment $10.00 and over balance
1.00 1.00

Health Savings Account

APY: Annual Percentage Yield

Account Interest Rate APY
Tier 1 ($500-$9,999.99)
0.80 0.80
Tier 2 ($10,000-$24,999.99)
0.80 0.80
Tier 3 ($25,000-$49,999.99)
0.80 0.80
Tier 4 ($50,000 and over)
0.80 0.80

Insured Money Market Fund

APY: Annual Percentage Yield

Account Interest Rate APY
Tier 1 ($1,000-$9,999.99)
0.05 0.05
Tier 2 ($10,000-$24,999.99)
0.10 0.10
Tier 3 ($25,000-$49,999.99)
0.15 0.15
Tier 4 ($50,000-$99,999.99)
0.20 0.20
Tier 5 ($100,000 & over)
0.35 0.35

Interest First Checking

APY: Annual Percentage Yield

Account Interest Rate APY
Tier 1 ($300-$9,999.9)
0.05 0.05
Tier 2 ($10,000-$24,999.99)
0.10 0.10
Tier 3 ($25,000-$49,999.99)
0.15 0.15
Tier 4 ($50,000 & over)
0.20 0.20

Municipal Interest First Checking

APY: Annual Percentage Yield

Account Interest Rate APY
Tier 1 ($1,000-$9,999.99)
0.05 0.05
Tier 2 ($10,000-$24,999.99)
0.10 0.10
Tier 3 ($25,000-$49,999.99)
0.15 0.15
Tier 4 ($50,000-$99,999.99)
0.20 0.20
Tier 5 ($100,000 - $499,999.99)
0.25 0.25
Tier 6 ($500,000 & over)
0.25 0.25

Signature Money Market Account

APY: Annual Percentage Yield

Account Interest Rate APY
Tier 1 ($75,000-$99,999.99)
0.25 0.25
Tier 2 ($100,000 & over)
0.40 0.40

Statement Savings

APY: Annual Percentage Yield

Account Interest Rate APY
$10.00 and over
0.10 0.10

Loan Rates

Call any of our convenient locations for our current loan rates.

Notes:

  • All Deposit Rates subject to change
  • The Annual Percentage Yield is accurate as of 07/20/11
  • Account disclosures available upon request
  • Deposits are insured by the Federal Deposit Insurance Corporation

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